Home loan forensics

Did your bank charge interest on money your offset already covered?

Upload your home loan statements and the linked offset account statements. We extract every figure, rebuild each month, and show exactly where the interest charged is more than it should have been.

How it works

Drag & drop bulk upload

Drop two years of loan and offset statement PDFs in one go. Each file is read page by page.

Full detail extraction

Interest charged, interest rate, principal and interest repayments, fees, and every offset balance over time.

Overcharge analysis

Month by month, we recompute the interest you should have paid with your offset applied and show the gap.

Passwordless security

Sign in with a one-time PIN emailed to you, or with Apple or Google. Files are private to your account.

This tool provides an independent estimate based on the statements you upload. It is not financial or legal advice — always confirm figures with your lender before making a claim.